RISE Blog

Insights, alerts & expert guidance

Independent flood recovery commentary for English homeowners. Urgent alerts when conditions change. Monthly analysis of flood risk, insurance, drainage and your legal rights.

Urgent Alert

Priority Publication

⚡ Urgent Alert
Climate Risk June 2026

El Niño Is Here. What It Means for Your Home This Winter.

On 2 June 2026, the World Meteorological Organization issued a major public warning. El Niño conditions are developing, with an 80% probability of establishment by August — potentially the strongest event this century. Here is what it means for homes in Buckinghamshire, Oxfordshire, Northamptonshire and Bedfordshire.

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Just Announced

Your flood insurance is changing

Flood Re marked ten years in operation with its biggest reform package yet — including a new certificate for flood resilience. Here's what it means.

News · Insurance 6–8 min read

Flood Performance Certificates Are Coming — What Flood Re's New Reforms Mean for Your Insurance

A new certificate modelled on the Energy Performance Certificate, a premium cut for lower-value homes, and an expanded Build Back Better scheme — all announced as Flood Re marks its tenth anniversary. What's changing, and why documented flood history and resilience now matter more than ever.

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Seasonal Briefing

Dry ground, fast water

After the driest summer in memory, the coming autumn's first storms will meet unusually dry, compacted ground. Two new pieces on why that raises flash flood risk — and what to do about it while the sun is still shining.

Featured Long Read

In-depth analysis

When the situation calls for more than a county explainer — RISE's deeper investigative writing on the structural problems shaping flood risk in England.

Long Read · Analysis 10–12 min read

The Cinderella of Flooding: Why Surface Water Stays Out of the Headlines

The most common flood risk in England is the one that never leads the news. What the regulator's own peer body found about surface water management — the staffing, the funding, the Section 19 problem, the twelve-year postponement of the law that was supposed to fix it — and what it means for homeowners who have just flooded.

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Monthly Series

Flood Risk Series

A six-part deep dive into UK flood risk — from the national picture, through each of the four counties RISE serves, to what the first 72 hours after a flood demand of you.

Blog 01 · UK Flood Risk

Does the UK Have a Flood Season?

NaFRA2 now identifies 6.3 million English properties at risk. 4.6 million are exposed to surface water flooding alone — three times the river and sea risk. What it means for homeowners.

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Blog 02 · Buckinghamshire

Buckinghamshire Under Water: A Deep Dive into Local Flood Risk

River, surface water and groundwater risk across the county — and what one Section 19 investigation revealed about an entire village's flood exposure.

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Blog 03 · Oxfordshire

Oxfordshire and the Thames Valley: On the Frontline of UK Flooding

Storm Henk, September 2024 (the wettest month since 1836), and a county whose council openly warns it is moving from sporadic floods to continuous flooding.

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Blog 04 · Northamptonshire

Northamptonshire: At the Watershed of England

A county that drains into three separate river systems. The Nene Valley, the convective storm risk, and the Section 19 investigations being triggered with growing frequency.

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Blog 05 · Bedfordshire

Bedfordshire: The Great Ouse, the Ivel, and a County at Risk

Bedford's recurring fluvial risk, urban flash flooding in Luton, and the responsibility maze homeowners encounter when councils and water companies pass them between each other.

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Blog 06 · Recovery

The First 72 Hours: The Decisions That Define Your Flood Recovery

Three parties arrive at your door — the insurer, the loss adjuster, the contractor. None of them work for you. What to do instead, and why those first three days set the cost of everything that follows.

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Current Conditions

Current flood conditions across England

Live data from the Environment Agency, refreshed every 15 minutes.